Permanent Shares

A minimum investment of 250 shares at $1 each, is required to open an account at First Federal Credit Union.  Based on historical performance, return on investments have ranged from 6 to 7.5% over the past five years.

Based on the surplus at the end of the audit year, and after statutory reserve allocation, a dividend rate is determined by the board of directors. Once accepted by the membership a dividend is declared and paid.