Welcome.We cordially invite you to join FND Credit Union and begin enjoying all the benefits of banking at a credit union— higher rates for savings, lower rates on loans, fewer and lower fees, and out of this world service. It’s simple. Print, complete, sign and return the application form to a FND Credit Union Branch near you. You must return the completed application form with the 2 government issued IDs, and the investment amount below.


$250.00 – Purchase at least 50 shares at $5.00 per share
$  11.70 – One-time membership fee of
$  10.00– Minimum amount to open savings account

$271.70 – Total initial Investment

At FND Credit Union you can trust us to help you save, borrow and manage your money wisely. You’ll find more than just products and services here. You’ll discover a Credit Union committed to building a relationship with you and your family while providing smart financial solutions to help you manage your money and reach your goals.


FND Credit Union membership is open to:

  • All Residents of St. Kitts and Nevis

The following disclosures must be printed and returned along with the Membership Application.


Please phone us with any questions. Thank you for allowing us to serve you and we look forward to meeting your financial needs.