Have Any Questions?
We welcome you to the membership. Come and meet any of our friendly member services officers and enjoy the experience of a simplified process. All that is required would be, two (2) Government issued IDs, proof of address that is no older than 3 months and a minimum of $271.70. This amount covers the cost for initial investment in shares, a one time entrance fee and minimum balance on your first choice savings.
Simply call us at 1 869 466 3477 and make your request or send us an email at info@firstfederalcreditunion requesting access to online banking. One of our member services officers will be happy to assist.
You have the option of applying for your loan online or visiting our offices. Our Member services officers look forward to meeting with you. There is no need to make an appointment to see a loans officer. You will need to bring along a job letter , a recent pay slip, two government issued IDs and any other document that is relevant to the loan application process.
We offer personal and business loans. Once you have a need, we are available to assist you at any time.
The shares that you purchase make you an owner of this institution. This means you are included in the decision making process of the credit union. Annually, there is a potential income from dividends. Your investment polio is strengthened as you have a capital investment that can grow in value over time.
Shares is a unit of ownership in a company, mutual fund, financial asset, or trust – buying shares in a company provides the shareholders with equity in that company. Because you own a part of the company, as a shareholder you are entitled to a portion of the profits it makes, and these are paid out as dividends. The minimum required for member is 250 at a cost of XCD$1 per share. First Federal Credit Union is proud to report that we have paid an attractive dividend of 7.5% on shares for the past two (2) years.
We are proud to have one of the most attractive rates on deposits; Our interest rates on savings accounts are up to 2.85%
You are a friendly experience and a few minutes away from becoming a member. We value the decision you have made to join us and so we have simplified our process to be more time effective . You can become a member at any time of day that is convenient to you when you apply online at www.firstfederalcreditunion.com.
Basic requirements for a personal loan and a business loan are:
- Proof of Address
- Proof of Employment
- Proof of Income
- Purpose of loan
- You will be guided by your loan officer for any further document that is required depending on the type of loan you are applying for.