Designed to assist members to have extra cash at Christmas time
Allow members to budget for upcoming expenses
Minimum to Open: $10.00
Monthly Fee: No
Minimum Monthly Deposit: As agreed to reach target goal
Interest Rate: 2.75%
Number of Withdrawals Allowed: Penalty for early withdrawal

Requirements to Open
01
Membership to FFCU
02
Set Target Amount
03
Open between Jan 1 and March 1st
Extra Benefits
Start saving at the beginning of the year and earning accumulated interest
Peace of mind knowing your money will be there when you need it
Flexible plan allows you to choose the amount to deposit and terms to suit your financial position